This programme will be insured by a group of leading companies, all holding an A- or higher rating from AM Best.
Curotech’s operations are supported by a bespoke, high-performance technology platform developed by their in-house software engineering team. Emerald Bay’s collaborative, tech-enabled underwriting approach ensures swift, real-time, data-driven decisions.
Miles Allkins, Co-Founder and Chief Risk Officer at Emerald Bay, commented: “The commercial property market remains a robust corner of the insurance market as large, admitted carriers faced with concentration issues and rigid risk management departments are unable to provide the flexibility required by insureds. We are looking forward to our partnership with Curotech and its team of specialist experts, who, like us, weave technology and data analysis into every facet of their strategy.”
Founded in March 2024 with financial backing from Bain Capital Insurance, Emerald Bay aims to provide custom insurance solutions, reliable underwriting results, and partnerships with multiple MGAs and leading reinsurance partners.
Kim Rhodes, President of Curotech, added: “We are thrilled to launch the programme with Emerald Bay. Emerald Bay’s extensive experience in the industry and advanced technology capabilities provide significant value to the business. We have a strong cultural fit focused on underwriting and proactive decision-making. Together, we are well-positioned to grow a profitable book of business.”
