In the report, the broker also noted that digitisation is creating emerging risk issues and may result in healthcare risk managers reassessing risk liabilities.
The report outlines some of the key exposures which need to be considered when reviewing insurance policies in the digital health sector.
These include any exposures which require coverage for bodily injury and economic loss, regulated and unregulated products, products and services often provided in cooperation with or at the direction of medical professionals.
It also reviews the growth of digital healthcare across different geographies and calls for the insurance market to consider an alternative holistic approach to insurance as against traditional healthcare policies.
Kirsten Beasley, Head of Healthcare Broking, North America, commented: “The pandemic has propelled digital health onto the global stage, as healthcare providers around the world seek to leverage technology to help combat the crisis.
“This digital health revolution will profoundly and permanently reshape how healthcare is accessed and provided so it is imperative that the insurance market consider how to provide integrated solutions that more seamlessly address emerging digital health perils.”
Source: Reinsurance News
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