At each renewal, the app-based program calculates a new premium by measuring miles driven and driving behaviors, such as braking, acceleration, speed, time of day and distraction. IntelliDrivePlus is now available to customers in Arkansas, Nebraska and Ohio.
“Our original telematics program, IntelliDrive, grew by 50% during the last year, making it clear that consumers are increasingly comfortable with pricing that reflects their driving behaviors,” said Michael Klein, Executive Vice President and President of Personal Insurance at Travelers. “IntelliDrivePlus builds on that momentum and offers our customers even more options to personalize their insurance.”
IntelliDrive launched in 2017 and is available in 40 states. It calculates a premium based on driving behaviors, excluding mileage, which are tracked over a 90-day period. In comparison, IntelliDrivePlus calculates a premium by assessing changes in driving behavior and mileage, which are captured over the life of the policy.